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Rideshare services like Lyft are now part of daily life in cities across Texas. But when accidents happen involving one of these vehicles, the legal process can look different from a standard car crash. Whether you were riding as a passenger, driving your own vehicle, or walking nearby, dealing with a Lyft-related claim comes with added layers that affect how liability is handled, what insurance applies, and how quickly compensation might come through. Knowing how these cases differ from traditional automobile accidents can help when you schedule your free consultation with our Dallas, TX Lyft accident lawyer.
Rideshare Accidents Involve Multiple Insurance Policies
Accidents involving Lyft drivers typically require a review of more than just one insurance policy. The driver’s status in the app at the time of the crash determines which policy may apply. If the driver was offline, only their personal insurance covers the event. If they were waiting for a request, Lyft provides limited coverage. Once a ride has been accepted or a passenger is in the vehicle, Lyft’s full commercial coverage is active.
This tiered structure means that every detail—such as timestamps, app activity, and driver logs—can affect how your claim is handled. Our attorney has over a decade of legal experience, and she’s well aware of how these details can affect a case.
Liability Can Be Harder To Determine
In traditional accidents, identifying who is at fault can often be done through traffic reports, witness accounts, or visible damage. In Lyft-related cases, the situation is sometimes less straightforward. Drivers may be distracted by app notifications or rushing to pick up riders. These behaviors might not be obvious at first but can influence how liability is assigned between parties.
These added factors can affect whether the driver, the rideshare company, or someone else bears responsibility. If the Lyft driver is liable, but is claiming they’re unable to pay, other options are available.
Passengers May Be Covered Regardless Of Fault
If you were a passenger in a Lyft vehicle during the time of a crash, you are likely covered under Lyft’s commercial insurance policy. This is the case whether or not your driver caused the accident. While that may sound simple, some claims still take time to process and may be undervalued, especially when medical bills or lost wages are involved. That’s why keeping documentation—trip details, photos, and injury records—is so important.
Taking The Right Steps After A Rideshare Crash
If you’ve been involved in a Lyft accident, it’s important to act quickly. Document the scene, seek medical attention, and gather any available details about the driver and the trip. The more information you collect early on, the stronger your claim will be later. Our team can advise you every step of the way, including whether or not you should take an out-of-court Lyft accident settlement.
Our team understands how these types of cases work. While they may feel more involved than typical crashes, the right approach helps move things forward in a steady and organized way. Our many case results include settlements reaching seven figures. Call Kelso Law today to get started!
